ACL reconstruction for Jewel: covering what insurance won't

Jewel was diagnosed with a hip fracture that never healed properly in November. The surgeon at Bogra Regional Medical Center recommended ACL reconstruction, and He is scheduled for February. The hospital's financial office gave us a written estimate of $1,000, and after what our health plan will pay we're still $600 short. my father has been in and out of Bogra Regional Medical Center since November. The doctors say a hip fracture that never healed properly will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $1,000 is more than we can find. While we wait, Jewel struggles with daily life and can't work a full shift. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 7 weeks. During that time Jewel won't be able to work a full shift, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $600 goes: • Post-operative medication: $25 • Physiotherapy sessions: $95 • Travel and lodging for the family: $20 • Pre-operative tests and imaging: $70 • Hospital stay (5 nights): $390 I'll pay this kindness forward the moment I'm able to. - Ruma