Keep the electricity on at Nolan's home in San Francisco

The electricity account is 3 months behind. I received a disconnection notice that says service will be cut off on October unless I pay $650. I have never been late before July's medical emergency. I called the provider and asked about a payment plan, but they need a down payment of $190 first, which I don't have. I live with a newborn, and going through winter without electricity isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $650 goes: • Utility arrears: $380 • Reconnection and late fees: $105 • Down payment on a payment plan: $165 Ask me anything below before you decide. I'd rather you were sure. - Nolan