A craniotomy for Vidya: covering what insurance won't

Vidya was diagnosed with osteoarthritis in the right knee in December. The surgeon at Rajkot Orthopedic Institute recommended a craniotomy, and She is scheduled for February. The hospital's financial office gave us a written estimate of $790, and after what my employer's plan will pay we're still $550 short. my mother has been in and out of Rajkot Orthopedic Institute since December. The doctors say osteoarthritis in the right knee will get worse without a craniotomy. We have emptied our savings and borrowed from relatives, but the estimate of $790 is more than we can find. While we wait, Vidya struggles with daily life and can't walk without help. Her family has taken turns caring for her, and I've cut my own work hours to be there. Rehabilitation is expected to take about 4 weeks. During that time Vidya won't be able to walk without help, so the costs keep growing. The money goes straight to the treatment bills, and I'll share the invoices as they're paid so you can see exactly what your gift did. Where the $550 goes: • Surgeon and anesthesia fees: $400 • Travel and lodging for the family: $20 • Pre-operative tests and imaging: $85 • Post-operative medication: $45 Ask me anything below before you decide. I'd rather you were sure. - Lokesh