Valve repair surgery for Yasir: covering what insurance won't

Yasir was diagnosed with a torn ligament that needs reconstruction in July. The surgeon at Saint Catherine Hospital recommended valve repair surgery, and He is scheduled for October. The hospital's financial office gave us a written estimate of $640, and after what my insurance will pay we're still $450 short. my father has been in and out of Saint Catherine Hospital since July. The doctors say a torn ligament that needs reconstruction will get worse without valve repair surgery. We have emptied our savings and borrowed from relatives, but the estimate of $640 is more than we can find. While we wait, Yasir struggles with daily life and can't work a full shift. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 12 weeks. During that time Yasir won't be able to work a full shift, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $450 goes: • Post-operative medication: $50 • Hospital stay (2 nights): $300 • Pre-operative tests and imaging: $100 Ask me anything below before you decide. I'd rather you were sure. - Rabia