Septoplasty for Heike: covering what insurance won't

In February I was diagnosed with a herniated spinal disc. My surgeon at Frankfurt University Hospital recommended septoplasty, and I have been placed on the schedule for June. The hospital's financial office gave me a written estimate of $7,750, and after what our health plan will pay, I'm still $5,450 short. Doctors at Frankfurt University Hospital told me a herniated spinal disc will get worse without septoplasty. I work as a security guard, and I have saved what I can, but the estimate of $7,750 is far beyond what I've. Until the surgery I can't work full days, and my hours as a security guard have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 12 weeks. I'll not be able to work a full shift during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $5,450 goes: • Physiotherapy sessions: $280 • Hospital stay (3 nights): $1,800 • Surgeon and anesthesia fees: $3,370 Ask me anything below before you decide. I'd rather you were sure.