Knee replacement surgery for Kathleen: covering what insurance won't

Kathleen was diagnosed with severe cataracts in both eyes in August. The surgeon at Manila Regional Medical Center recommended knee replacement surgery, and She is scheduled for December. The hospital's financial office gave us a written estimate of $900, and after what my insurance will pay we're still $450 short. my daughter has been in and out of Manila Regional Medical Center since August. The doctors say severe cataracts in both eyes will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $900 is more than we can find. While we wait, Kathleen struggles with daily life and can't lift anything heavy. Her family has taken turns caring for her, and I've cut my own work hours to be there. The recovery period is expected to take about 3 weeks. During that time Kathleen won't be able to lift anything heavy, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $450 goes: • Post-operative medication: $55 • Travel and lodging for the family: $55 • Surgeon and anesthesia fees: $340 Ask me anything below before you decide. I'd rather you were sure. - Jerome