Knee replacement surgery for Rosa: covering what insurance won't

In June I was diagnosed with a torn ligament that needs reconstruction. My surgeon at Guadalajara University Hospital recommended knee replacement surgery, and I have been placed on the schedule for October. The hospital's financial office gave me a written estimate of $3,400, and after what my insurance will pay, I'm still $1,700 short. Doctors at Guadalajara University Hospital told me a torn ligament that needs reconstruction will get worse without knee replacement surgery. I work as a delivery rider, and I have saved what I can, but the estimate of $3,400 is far beyond what I've. Until the surgery I can't work full days, and my hours as a delivery rider have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 5 weeks. I'll not be able to walk without help during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,700 goes: • Physiotherapy sessions: $200 • Surgeon and anesthesia fees: $860 • Pre-operative tests and imaging: $185 • Post-operative medication: $90 • Hospital stay (3 nights): $365 I hope life is good to you. - Rosa