Keep the electricity and water on at Victor's home in Badagry

The electricity and water account is 2 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $100. I have never been late before July's medical emergency. I called the provider and asked about a payment plan, but they need a down payment of $25 first, which I don't have. I live with a newborn, and going through the rainy season without electricity and water isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Victor's name; a copy of the paid bill will be shared in the updates. Where the $100 goes: • Utility arrears: $45 • Reconnection and late fees: $15 • Down payment on a payment plan: $40 Thanks for reading all this.