ACL reconstruction for Lucky: covering what insurance won't

Lucky was diagnosed with a thyroid nodule that needs removal in November. The surgeon at Lagos University Hospital recommended ACL reconstruction, and He is scheduled for January. The hospital's financial office gave us a written estimate of $1,500, and after what my insurance will pay we're still $1,050 short. my father has been in and out of Lagos University Hospital since November. The doctors say a thyroid nodule that needs removal will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $1,500 is more than we can find. While we wait, Lucky struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. Recovery is expected to take about 8 weeks. During that time Lucky won't be able to walk without help, so the costs keep growing. The money goes straight to the treatment bills, and I'll share the invoices as they're paid so you can see exactly what your gift did. Where the $1,050 goes: • Hospital stay (3 nights): $410 • Physiotherapy sessions: $100 • Surgeon and anesthesia fees: $540 Thanks for reading all this. - Chinedu