Water shut-off notice: help Vishnu pay $150

The water account is 4 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $150. I have never been late before losing my job in July. I called the provider and asked about a payment plan, but they need a down payment of $25 first, which I don't have. I live with an elderly mother, and going through the cold months without water isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Vishnu's name; a copy of the paid bill will be shared in the updates. Where the $150 goes: • Gas arrears: $80 • Reconnection and late fees: $20 • Down payment on a payment plan: $50 If you're reading this, thank you.