Water shut-off notice: help Victor pay $55

The water account is 2 months behind. I received a disconnection notice that says service will be cut off on July unless I pay $55. I have never been late before March's medical emergency. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with three children under ten, and going through winter without water isn't safe. The children would have no light to study by. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Victor's name; a copy of the paid bill will be shared in the updates. Where the $55 goes: • Heating arrears: $40 • Reconnection and late fees: $10 • Down payment on a payment plan: $5 If you're reading this, thank you.