Water shut-off notice: help Lovely pay $150

The water account is 4 months behind. I received a disconnection notice that says service will be cut off on January unless I pay $150. I have never been late before a reduction in hours. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with two young children, and going through the rainy season without water isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $150 goes: • Electricity arrears: $65 • Reconnection and late fees: $30 • Down payment on a payment plan: $55 I never thought I'd be the one asking, and I'm grateful for every bit of support. - Lovely