Water shut-off notice: help Diệp pay $105

The water account is 3 months behind. I received a disconnection notice that says service will be cut off on December unless I pay $105. I have never been late before my partner leaving the household. I called the provider and asked about a payment plan, but they need a down payment of $25 first, which I don't have. I live with a newborn, and going through winter without water isn't safe. We would also lose the ability to run the medical equipment at home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $105 goes: • Heating arrears: $75 • Reconnection and late fees: $25 • Down payment on a payment plan: $5 I hope life is good to you.