Start-up fund for Willow: reopening a small grocery stall after floodwater

For four years I have run a small grocery stall in Oakland. In May, floodwater took a cold-storage unit. I have no insurance, and the bank won't lend to me. Before that, my customers came every Monday, and I employed 3 people from the neighborhood. I have been out of business for 10 weeks. This business pays my children's school fees and rent. I have already started working from home in small ways, but I can't meet orders without proper equipment. Every contribution brings me closer to reopening, and I promise to post photos as I buy each item. I'll buy equipment from local suppliers and post photos and receipts as I go. Where the $3,450 goes: • Replacing a cold-storage unit: $2,700 • Initial stock: fresh produce: $510 • Working capital for the first month: $240 Please ask me anything in the questions section. I'll answer honestly and quickly.