Spinal decompression surgery for Rohit: covering what insurance won't

Rohit was diagnosed with a torn ligament that needs reconstruction in July. The surgeon at Nashik Orthopedic Institute recommended spinal decompression surgery, and He is scheduled for October. The hospital's financial office gave us a written estimate of $1,700, and after what our health plan will pay we're still $1,200 short. my husband has been in and out of Nashik Orthopedic Institute since July. The doctors say a torn ligament that needs reconstruction will get worse without spinal decompression surgery. We have emptied our savings and borrowed from relatives, but the estimate of $1,700 is more than we can find. While we wait, Rohit struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 5 weeks. During that time Rohit won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,200 goes: • Pre-operative tests and imaging: $75 • Hospital stay (2 nights): $500 • Travel and lodging for the family: $25 • Surgeon and anesthesia fees: $560 • Physiotherapy sessions: $40 Every share and every dollar helps.