Septoplasty for Emilio: covering what insurance won't

Emilio was diagnosed with an aortic valve defect in July. The surgeon at Bogotá Regional Medical Center recommended septoplasty, and He is scheduled for October. The hospital's financial office gave us a written estimate of $1,550, and after what my employer's plan will pay we're still $1,150 short. my father has been in and out of Bogotá Regional Medical Center since July. The doctors say an aortic valve defect will get worse without septoplasty. We have emptied our savings and borrowed from relatives, but the estimate of $1,550 is more than we can find. While we wait, Emilio struggles with daily life and can't climb stairs. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 7 weeks. During that time Emilio won't be able to climb stairs, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,150 goes: • Post-operative medication: $45 • Physiotherapy sessions: $175 • Surgeon and anesthesia fees: $780 • Pre-operative tests and imaging: $70 • Travel and lodging for the family: $80 Ask me anything below before you decide. I'd rather you were sure.