Palate reconstruction surgery for Michelle: covering what insurance won't

Michelle was diagnosed with a torn ligament that needs reconstruction in December. The surgeon at Caloocan General Hospital recommended palate reconstruction surgery, and She is scheduled for March. The hospital's financial office gave us a written estimate of $1,800, and after what my employer's plan will pay we're still $1,250 short. my wife has been in and out of Caloocan General Hospital since December. The doctors say a torn ligament that needs reconstruction will get worse without palate reconstruction surgery. We have emptied our savings and borrowed from relatives, but the estimate of $1,800 is more than we can find. While we wait, Michelle struggles with daily life and can't walk without help. Her family has taken turns caring for her, and I've cut my own work hours to be there. The recovery period is expected to take about 8 weeks. During that time Michelle won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,250 goes: • Hospital stay (4 nights): $530 • Pre-operative tests and imaging: $75 • Surgeon and anesthesia fees: $470 • Physiotherapy sessions: $130 • Post-operative medication: $45 Thank you for reading my story.