Knee replacement surgery for Yoga: covering what insurance won't

Yoga was diagnosed with gallstones with repeated infections in February. The surgeon at Jakarta Orthopedic Institute recommended knee replacement surgery, and He is scheduled for May. The hospital's financial office gave us a written estimate of $290, and after what my insurance will pay we're still $200 short. my husband has been in and out of Jakarta Orthopedic Institute since February. The doctors say gallstones with repeated infections will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $290 is more than we can find. While we wait, Yoga struggles with daily life and can't stand for more than ten minutes. His family has taken turns caring for him, and I've cut my own work hours to be there. Recovery is expected to take about 5 weeks. During that time Yoga won't be able to stand for more than ten minutes, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $200 goes: • Pre-operative tests and imaging: $80 • Physiotherapy sessions: $85 • Post-operative medication: $35 Every share and every dollar helps. - Irma