Knee replacement surgery for Vrushali: covering what insurance won't

Vrushali was diagnosed with a hip fracture that never healed properly in August. The surgeon at Thrissur Community Hospital recommended knee replacement surgery, and She is scheduled for November. The hospital's financial office gave us a written estimate of $1,150, and after what the government subsidy will pay we're still $900 short. my mother has been in and out of Thrissur Community Hospital since August. The doctors say a hip fracture that never healed properly will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $1,150 is more than we can find. While we wait, Vrushali struggles with daily life and can't drive. Her family has taken turns caring for her, and I've cut my own work hours to be there. Rehabilitation is expected to take about 5 weeks. During that time Vrushali won't be able to drive, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $900 goes: • Surgeon and anesthesia fees: $390 • Hospital stay (5 nights): $250 • Pre-operative tests and imaging: $75 • Post-operative medication: $20 • Physiotherapy sessions: $80 • Travel and lodging for the family: $85 I'll pay this kindness forward the moment I'm able to.