Knee replacement surgery for Valentyna: covering what insurance won't

Valentyna was diagnosed with a torn ligament that needs reconstruction in August. The surgeon at Moscow Orthopedic Institute recommended knee replacement surgery, and She is scheduled for October. The hospital's financial office gave us a written estimate of $830, and after what my insurance will pay we're still $500 short. my mother has been in and out of Moscow Orthopedic Institute since August. The doctors say a torn ligament that needs reconstruction will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $830 is more than we can find. While we wait, Valentyna struggles with daily life and can't stand for more than ten minutes. Her family has taken turns caring for her, and I've cut my own work hours to be there. The recovery period is expected to take about 6 weeks. During that time Valentyna won't be able to stand for more than ten minutes, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $500 goes: • Pre-operative tests and imaging: $125 • Post-operative medication: $95 • Physiotherapy sessions: $135 • Travel and lodging for the family: $145 Thank you for reading my story.