Knee replacement surgery for Luna: covering what insurance won't

In August I was diagnosed with a deviated septum causing chronic infections. My surgeon at Hobart University Hospital recommended knee replacement surgery, and I have been placed on the schedule for November. The hospital's financial office gave me a written estimate of $5,250, and after what my employer's plan will pay, I'm still $3,700 short. Doctors at Hobart University Hospital told me a deviated septum causing chronic infections will get worse without knee replacement surgery. I work as a care assistant, and I have saved what I can, but the estimate of $5,250 is far beyond what I've. Until the surgery I can't work full days, and my hours as a care assistant have already been cut. Every week of waiting means more pain and a bigger risk. The recovery period is expected to take about 4 weeks. I'll not be able to stand for more than ten minutes during that time, so this has become a financial emergency as well as a medical one. The money goes straight to the treatment bills, and I'll share the invoices as they're paid so you can see exactly what your gift did. Where the $3,700 goes: • Hospital stay (2 nights): $3,100 • Post-operative medication: $260 • Travel and lodging for the family: $340 Please ask me anything in the questions section. I'll answer honestly and quickly.