Knee replacement surgery for Kiran: covering what insurance won't

Kiran was diagnosed with a benign brain tumor in March. The surgeon at Kathmandu Community Hospital recommended knee replacement surgery, and He is scheduled for June. The hospital's financial office gave us a written estimate of $1,800, and after what our health plan will pay we're still $900 short. my husband has been in and out of Kathmandu Community Hospital since March. The doctors say a benign brain tumor will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $1,800 is more than we can find. While we wait, Kiran struggles with daily life and can't work a full shift. His family has taken turns caring for him, and I've cut my own work hours to be there. Recovery is expected to take about 3 weeks. During that time Kiran won't be able to work a full shift, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $900 goes: • Surgeon and anesthesia fees: $250 • Hospital stay (3 nights): $430 • Pre-operative tests and imaging: $85 • Post-operative medication: $35 • Physiotherapy sessions: $55 • Travel and lodging for the family: $45 Even a small gift gets used right away and I'll thank you myself. - Ashok