Knee replacement surgery for Akash: covering what insurance won't

Akash was diagnosed with endometriosis requiring surgery in August. The surgeon at Bronx University Hospital recommended knee replacement surgery, and He is scheduled for November. The hospital's financial office gave us a written estimate of $8,000, and after what my insurance will pay we're still $3,950 short. my husband has been in and out of Bronx University Hospital since August. The doctors say endometriosis requiring surgery will get worse without knee replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $8,000 is more than we can find. While we wait, Akash struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. Recovery is expected to take about 10 weeks. During that time Akash won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $3,950 goes: • Physiotherapy sessions: $490 • Hospital stay (4 nights): $3,050 • Travel and lodging for the family: $180 • Post-operative medication: $230 If you're reading this, thank you. - Tanvi