Keep the electricity on at Lillian's home in Buffalo

The electricity account is 2 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $550. I have never been late before an unexpected car repair. I called the provider and asked about a payment plan, but they need a down payment of $115 first, which I don't have. I live with a newborn, and going through the rainy season without electricity isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Lillian's name; a copy of the paid bill will be shared in the updates. Where the $550 goes: • Electricity arrears: $240 • Reconnection and late fees: $110 • Down payment on a payment plan: $200 Please ask me anything in the questions section. I'll answer honestly and quickly.