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I work every day, but 80% of my salary goes to loan payments

I'm a 32-year-old working man from Croatia, struggling with €30,000 in debt and hoping for a little help to get back on my feet.

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Nikola
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Čakovec

The story

Hello everyone, I'm 32 years old, from Croatia, and currently facing a difficult financial situation. Although I'm employed and work every day, almost 80% of my salary goes toward loan repayments. I currently owe approximately €30,000, and with what remains, I can barely cover my basic living expenses. It's difficult to work hard every day and still live paycheck to paycheck, feeling like nothing is getting better. My goal is to pay off my debts and finally be able to live a normal life through my own hard work. I don't expect anyone to solve my problems for me. I would be truly grateful for any donation, no matter how small, even just a few euros. Every little bit of help would bring me closer to a fresh start. Thank you from the bottom of my heart to everyone who chooses to help or share my story.

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  • Working every day and still watching most of it go to repayments is a tired that is hard to explain. May the debt start to move and may you keep more of what you earn.

    • Scripture says God is close to the worn down and the weary, and carrying a debt that size while working every day must be exhausting. Praying the balance drops and your effort starts to show.

      • Logan C. MurrayID verified

        Eighty percent of a paycheck going to loans leaves almost nothing to live on, and that wears a person down. Hoping the balance shrinks and life feels normal again.

        • You are carrying this alone, working full days while most of your pay goes out to repayments. Asking God for a way through this debt and for life to feel normal again.

          • A normal life should not feel like a reward at the end of a loan, and you are working toward it honestly. Praying the repayments loosen and that you get some of that normal back.

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