Hip replacement surgery for Riley: covering what insurance won't

In May I was diagnosed with a deviated septum causing chronic infections. My surgeon at Nottingham Regional Medical Center recommended hip replacement surgery, and I have been placed on the schedule for August. The hospital's financial office gave me a written estimate of $3,850, and after what our health plan will pay, I'm still $2,700 short. Doctors at Nottingham Regional Medical Center told me a deviated septum causing chronic infections will get worse without hip replacement surgery. I work as a taxi driver, and I have saved what I can, but the estimate of $3,850 is far beyond what I've. Until the surgery I can't work full days, and my hours as a taxi driver have already been cut. Every week of waiting means more pain and a bigger risk. The recovery period is expected to take about 5 weeks. I'll not be able to climb stairs during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $2,700 goes: • Travel and lodging for the family: $180 • Surgeon and anesthesia fees: $1,900 • Pre-operative tests and imaging: $350 • Physiotherapy sessions: $270 Please ask me anything in the questions section. I'll answer honestly and quickly.