Hip replacement surgery for Rajesh: covering what insurance won't

Rajesh was diagnosed with gallstones with repeated infections in March. The surgeon at Mumbai Regional Medical Center recommended hip replacement surgery, and He is scheduled for May. The hospital's financial office gave us a written estimate of $2,150, and after what the public health scheme will pay we're still $1,300 short. my husband has been in and out of Mumbai Regional Medical Center since March. The doctors say gallstones with repeated infections will get worse without hip replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $2,150 is more than we can find. While we wait, Rajesh struggles with daily life and can't work a full shift. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 5 weeks. During that time Rajesh won't be able to work a full shift, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $1,300 goes: • Surgeon and anesthesia fees: $550 • Hospital stay (4 nights): $420 • Pre-operative tests and imaging: $65 • Post-operative medication: $60 • Physiotherapy sessions: $125 • Travel and lodging for the family: $80 I never thought I'd be the one asking, and I'm grateful for every bit of support. - Diya