Hip replacement surgery for Lanre: covering what insurance won't

In June I was diagnosed with a cleft palate needing repair. My surgeon at Ikeja Regional Medical Center recommended hip replacement surgery, and I have been placed on the schedule for October. The hospital's financial office gave me a written estimate of $790, and after what my insurance will pay, I'm still $550 short. Doctors at Ikeja Regional Medical Center told me a cleft palate needing repair will get worse without hip replacement surgery. I work as a care assistant, and I have saved what I can, but the estimate of $790 is far beyond what I've. Until the surgery I can't work full days, and my hours as a care assistant have already been cut. Every week of waiting means more pain and a bigger risk. The recovery period is expected to take about 10 weeks. I'll not be able to work a full shift during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $550 goes: • Surgeon and anesthesia fees: $420 • Travel and lodging for the family: $50 • Post-operative medication: $80 Please ask me anything in the questions section. I'll answer honestly and quickly.