Hip replacement surgery for Howard: covering what insurance won't

Howard was diagnosed with a large ovarian cyst in January. The surgeon at Hialeah University Hospital recommended hip replacement surgery, and He is scheduled for May. The hospital's financial office gave us a written estimate of $5,500, and after what the public health scheme will pay we're still $4,200 short. my brother has been in and out of Hialeah University Hospital since January. The doctors say a large ovarian cyst will get worse without hip replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $5,500 is more than we can find. While we wait, Howard struggles with daily life and can't climb stairs. His family has taken turns caring for him, and I've cut my own work hours to be there. Recovery is expected to take about 3 weeks. During that time Howard won't be able to climb stairs, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $4,200 goes: • Travel and lodging for the family: $400 • Physiotherapy sessions: $790 • Surgeon and anesthesia fees: $3,010 Thanks for being kind about this.