Hip replacement surgery for Gloria: covering what insurance won't

Gloria was diagnosed with osteoarthritis in the right knee in April. The surgeon at Saint Francis Hospital recommended hip replacement surgery, and She is scheduled for July. The hospital's financial office gave us a written estimate of $870, and after what the public health scheme will pay we're still $650 short. my daughter has been in and out of Saint Francis Hospital since April. The doctors say osteoarthritis in the right knee will get worse without hip replacement surgery. We have emptied our savings and borrowed from relatives, but the estimate of $870 is more than we can find. While we wait, Gloria struggles with daily life and can't look after the children alone. Her family has taken turns caring for her, and I've cut my own work hours to be there. Rehabilitation is expected to take about 3 weeks. During that time Gloria won't be able to look after the children alone, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $650 goes: • Physiotherapy sessions: $135 • Post-operative medication: $65 • Hospital stay (5 nights): $450 Thank you for reading my story.