Help me with an overdue electricity and water bill before the rainy season

The electricity and water account is 4 months behind. I received a disconnection notice that says service will be cut off on April unless I pay $650. I have never been late before a reduction in hours. I called the provider and asked about a payment plan, but they need a down payment of $145 first, which I don't have. I live with a parent on oxygen therapy, and going through the rainy season without electricity and water isn't safe. We can't cook, keep medicine cold or heat the home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $650 goes: • Water arrears: $310 • Reconnection and late fees: $120 • Down payment on a payment plan: $220 Please ask me anything in the questions section. I'll answer honestly and quickly.