Help Loan with an overdue gas bill before summer

The gas account is 4 months behind. Loan received a disconnection notice that says service will be cut off on December unless $150 is paid. She had never been late before my partner leaving the household. Loan called the provider and asked about a payment plan, but they need a down payment of $20 first, which isn't available. The household includes three children under ten, and going through summer without gas isn't safe. We would also lose the ability to run the medical equipment at home. Loan is working on getting back on her feet, and wants to pay it forward once steady. Every dollar goes to the account in Loan's name; a copy of the paid bill will be shared in the updates. Where the $150 goes: • Water arrears: $95 • Reconnection and late fees: $20 • Down payment on a payment plan: $35 Every share and every dollar helps. - Việt