Heating shut-off notice: help Million pay $100

The heating account is 3 months behind. I received a disconnection notice that says service will be cut off on December unless I pay $100. I have never been late before my partner leaving the household. I called the provider and asked about a payment plan, but they need a down payment of $15 first, which I don't have. I live with a newborn, and going through the cold months without heating isn't safe. The children would have no light to study by. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Million's name; a copy of the paid bill will be shared in the updates. Where the $100 goes: • Gas arrears: $35 • Reconnection and late fees: $20 • Down payment on a payment plan: $45 Ask me anything below before you decide. I'd rather you were sure.