Emergency hernia repair for Rowena: covering what insurance won't

Rowena was diagnosed with a hernia that has become strangulated in June. The surgeon at Pasig General Hospital recommended emergency hernia repair, and She is scheduled for October. The hospital's financial office gave us a written estimate of $870, and after what my insurance will pay we're still $650 short. my sister has been in and out of Pasig General Hospital since June. The doctors say a hernia that has become strangulated will get worse without emergency hernia repair. We have emptied our savings and borrowed from relatives, but the estimate of $870 is more than we can find. While we wait, Rowena struggles with daily life and can't look after the children alone. Her family has taken turns caring for her, and I've cut my own work hours to be there. Recovery is expected to take about 10 weeks. During that time Rowena won't be able to look after the children alone, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $650 goes: • Travel and lodging for the family: $25 • Post-operative medication: $60 • Surgeon and anesthesia fees: $380 • Pre-operative tests and imaging: $100 • Physiotherapy sessions: $85 Please ask me anything in the questions section. I'll answer honestly and quickly. - Marites