Electricity shut-off notice: help Óscar pay $550

The electricity account is 2 months behind. I received a disconnection notice that says service will be cut off on December unless I pay $550. I have never been late before an unexpected car repair. I called the provider and asked about a payment plan, but they need a down payment of $80 first, which I don't have. I live with a newborn, and going through winter without electricity isn't safe. The children would have no light to study by. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $550 goes: • Utility arrears: $310 • Reconnection and late fees: $80 • Down payment on a payment plan: $160 Glad we found this place.