Electricity shut-off notice: help Josefa pay $150

The electricity account is 3 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $150. I have never been late before an unexpected car repair. I called the provider and asked about a payment plan, but they need a down payment of $45 first, which I don't have. I live with a newborn, and going through winter without electricity isn't safe. The children would have no light to study by. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Josefa's name; a copy of the paid bill will be shared in the updates. Where the $150 goes: • Heating arrears: $75 • Reconnection and late fees: $20 • Down payment on a payment plan: $55 Thank you for reading my story. - Josefa