Electricity shut-off notice: help Esther pay $100

The electricity account is 4 months behind. I received a disconnection notice that says service will be cut off on December unless I pay $100. I have never been late before my partner leaving the household. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with a newborn, and going through the cold months without electricity isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $100 goes: • Water arrears: $60 • Reconnection and late fees: $20 • Down payment on a payment plan: $20 I hope life is good to you.