Electricity and water shut-off notice: help Zoya pay $100

The electricity and water account is 3 months behind. I received a disconnection notice that says service will be cut off on July unless I pay $100. I have never been late before losing my job in April. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with an elderly mother, and going through the rainy season without electricity and water isn't safe. We can't cook, keep medicine cold or heat the home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $100 goes: • Water arrears: $55 • Reconnection and late fees: $15 • Down payment on a payment plan: $30 Please ask me anything in the questions section. I'll answer honestly and quickly.