Electricity and water shut-off notice: help Ryota pay $500

The electricity and water account is 4 months behind. I received a disconnection notice that says service will be cut off on October unless I pay $500. I have never been late before a reduction in hours. I called the provider and asked about a payment plan, but they need a down payment of $105 first, which I don't have. I live with a disabled brother, and going through the cold months without electricity and water isn't safe. The children would have no light to study by. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Ryota's name; a copy of the paid bill will be shared in the updates. Where the $500 goes: • Utility arrears: $165 • Reconnection and late fees: $110 • Down payment on a payment plan: $225 If you're reading this, thank you. - Ryota