Electricity and water shut-off notice: help Rita pay $105

The electricity and water account is 2 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $105. I have never been late before losing my job in August. I called the provider and asked about a payment plan, but they need a down payment of $25 first, which I don't have. I live with a newborn, and going through the rainy season without electricity and water isn't safe. We would also lose the ability to run the medical equipment at home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Rita's name; a copy of the paid bill will be shared in the updates. Where the $105 goes: • Water arrears: $85 • Reconnection and late fees: $15 • Down payment on a payment plan: $5 Every share and every dollar helps. - Rita