Electricity and water shut-off notice: help Rami pay $550

The electricity and water account is 3 months behind. I received a disconnection notice that says service will be cut off on October unless I pay $550. I have never been late before a reduction in hours. I called the provider and asked about a payment plan, but they need a down payment of $60 first, which I don't have. I live with a newborn, and going through the cold months without electricity and water isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Rami's name; a copy of the paid bill will be shared in the updates. Where the $550 goes: • Utility arrears: $280 • Reconnection and late fees: $120 • Down payment on a payment plan: $150 I'll keep this page updated with receipts as things happen. - Rami