Electricity and water shut-off notice: help Ram pay $100

The electricity and water account is 3 months behind. I received a disconnection notice that says service will be cut off on August unless I pay $100. I have never been late before May's medical emergency. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with a newborn, and going through the cold months without electricity and water isn't safe. We can't cook, keep medicine cold or heat the home. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. The money will go directly to the utility provider, and I'll post the paid statement here. Where the $100 goes: • Heating arrears: $40 • Reconnection and late fees: $20 • Down payment on a payment plan: $40 With deep gratitude, Ram