Electricity and water shut-off notice: help Ama pay $100

The electricity and water account is 4 months behind. I received a disconnection notice that says service will be cut off on November unless I pay $100. I have never been late before my partner leaving the household. I called the provider and asked about a payment plan, but they need a down payment of $20 first, which I don't have. I live with a disabled brother, and going through winter without electricity and water isn't safe. Without it we can't refrigerate insulin and food, or keep the house at a safe temperature. I'm working on getting back on my feet, and will pay forward whatever help I can once I'm steady. Every dollar goes to the account in Ama's name; a copy of the paid bill will be shared in the updates. Where the $100 goes: • Electricity arrears: $45 • Reconnection and late fees: $20 • Down payment on a payment plan: $35 With deep gratitude, Ama