ACL reconstruction for Suresh: covering what insurance won't

In January I was diagnosed with an aortic valve defect. My surgeon at New Delhi Orthopedic Institute recommended ACL reconstruction, and I have been placed on the schedule for April. The hospital's financial office gave me a written estimate of $1,200, and after what the government subsidy will pay, I'm still $950 short. Doctors at New Delhi Orthopedic Institute told me an aortic valve defect will get worse without ACL reconstruction. I work as a call-centre agent, and I have saved what I can, but the estimate of $1,200 is far beyond what I've. Until the surgery I can't work full days, and my hours as a call-centre agent have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 3 weeks. I'll not be able to work a full shift during that time, so this has become a financial emergency as well as a medical one. The money goes straight to the treatment bills, and I'll share the invoices as they're paid so you can see exactly what your gift did. Where the $950 goes: • Surgeon and anesthesia fees: $460 • Hospital stay (5 nights): $260 • Pre-operative tests and imaging: $115 • Post-operative medication: $55 • Physiotherapy sessions: $55 • Travel and lodging for the family: $5 Thanks for reading all this. - Suresh