ACL reconstruction for Rutuja: covering what insurance won't

Rutuja was diagnosed with a herniated spinal disc in June. The surgeon at Nagpur Regional Medical Center recommended ACL reconstruction, and She is scheduled for August. The hospital's financial office gave us a written estimate of $940, and after what the public health scheme will pay we're still $750 short. my daughter has been in and out of Nagpur Regional Medical Center since June. The doctors say a herniated spinal disc will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $940 is more than we can find. While we wait, Rutuja struggles with daily life and can't drive. Her family has taken turns caring for her, and I've cut my own work hours to be there. Rehabilitation is expected to take about 6 weeks. During that time Rutuja won't be able to drive, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $750 goes: • Surgeon and anesthesia fees: $330 • Hospital stay (3 nights): $175 • Pre-operative tests and imaging: $90 • Post-operative medication: $45 • Physiotherapy sessions: $70 • Travel and lodging for the family: $40 I hope life is good to you.