ACL reconstruction for Pankaj: covering what insurance won't

Pankaj was diagnosed with an aortic valve defect in November. The surgeon at Indore Community Hospital recommended ACL reconstruction, and He is scheduled for January. The hospital's financial office gave us a written estimate of $790, and after what my employer's plan will pay we're still $550 short. my husband has been in and out of Indore Community Hospital since November. The doctors say an aortic valve defect will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $790 is more than we can find. While we wait, Pankaj struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. The recovery period is expected to take about 10 weeks. During that time Pankaj won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $550 goes: • Surgeon and anesthesia fees: $440 • Pre-operative tests and imaging: $40 • Post-operative medication: $45 • Travel and lodging for the family: $25 Thanks for being kind about this.