ACL reconstruction for Mason: covering what insurance won't

In June I was diagnosed with a benign brain tumor. My surgeon at Saint Anne Hospital recommended ACL reconstruction, and I have been placed on the schedule for October. The hospital's financial office gave me a written estimate of $6,250, and after what my insurance will pay, I'm still $3,150 short. Doctors at Saint Anne Hospital told me a benign brain tumor will get worse without ACL reconstruction. I work as a call-centre agent, and I have saved what I can, but the estimate of $6,250 is far beyond what I've. Until the surgery I can't work full days, and my hours as a call-centre agent have already been cut. Every week of waiting means more pain and a bigger risk. Recovery is expected to take about 7 weeks. I'll not be able to walk without help during that time, so this has become a financial emergency as well as a medical one. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $3,150 goes: • Post-operative medication: $190 • Physiotherapy sessions: $300 • Travel and lodging for the family: $230 • Pre-operative tests and imaging: $590 • Hospital stay (3 nights): $1,840 If you can't give, please share this page. It does reach people. - Mason