ACL reconstruction for Festus: covering what insurance won't

Festus was diagnosed with a hernia that has become strangulated in August. The surgeon at Badagry General Hospital recommended ACL reconstruction, and He is scheduled for November. The hospital's financial office gave us a written estimate of $1,100, and after what my employer's plan will pay we're still $550 short. my son has been in and out of Badagry General Hospital since August. The doctors say a hernia that has become strangulated will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $1,100 is more than we can find. While we wait, Festus struggles with daily life and can't walk without help. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 12 weeks. During that time Festus won't be able to walk without help, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $550 goes: • Post-operative medication: $40 • Pre-operative tests and imaging: $105 • Hospital stay (2 nights): $250 • Travel and lodging for the family: $35 • Physiotherapy sessions: $120 Every share and every dollar helps.