ACL reconstruction for Chebet: covering what insurance won't

Chebet was diagnosed with a deviated septum causing chronic infections in June. The surgeon at Embakasi University Hospital recommended ACL reconstruction, and She is scheduled for September. The hospital's financial office gave us a written estimate of $1,200, and after what my employer's plan will pay we're still $850 short. my sister has been in and out of Embakasi University Hospital since June. The doctors say a deviated septum causing chronic infections will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $1,200 is more than we can find. While we wait, Chebet struggles with daily life and can't look after the children alone. Her family has taken turns caring for her, and I've cut my own work hours to be there. Recovery is expected to take about 7 weeks. During that time Chebet won't be able to look after the children alone, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $850 goes: • Physiotherapy sessions: $55 • Surgeon and anesthesia fees: $630 • Post-operative medication: $65 • Pre-operative tests and imaging: $100 Every share and every dollar helps. - Rashidi