ACL reconstruction for Benoît: covering what insurance won't

Benoît was diagnosed with a hip fracture that never healed properly in May. The surgeon at Saint Catherine Hospital recommended ACL reconstruction, and He is scheduled for August. The hospital's financial office gave us a written estimate of $6,250, and after what my insurance will pay we're still $3,700 short. my father has been in and out of Saint Catherine Hospital since May. The doctors say a hip fracture that never healed properly will get worse without ACL reconstruction. We have emptied our savings and borrowed from relatives, but the estimate of $6,250 is more than we can find. While we wait, Benoît struggles with daily life and can't drive. His family has taken turns caring for him, and I've cut my own work hours to be there. Rehabilitation is expected to take about 8 weeks. During that time Benoît won't be able to drive, so the costs keep growing. I'll pay the hospital and pharmacy directly and post every receipt in the updates section. Where the $3,700 goes: • Hospital stay (3 nights): $1,300 • Post-operative medication: $145 • Surgeon and anesthesia fees: $2,255 Thank you so much.